LOAN OPTIONS

Jumbo Home Loans

When you find a home that feels right, you want to understand your options for making it yours. A jumbo loan can help finance a home purchase when the amount you need to borrow is above the conforming loan limit for that area.

Whether you’re buying your next home or a second home somewhere you love, I’ll help you explore financing that fits your plans.

A larger loan, with your priorities in mind

A larger purchase doesn’t mean you want to put every available dollar into your home. You may want to keep money available for your business, investments, home improvements, or simply some breathing room.

We’ll talk about the down payment and monthly payment you’re comfortable with, along with what you’d like to keep available after closing. From there, we can compare your options with those priorities in mind.

More than one way to qualify

Your income may come from a salary, your own business, commissions, or several sources. Understanding how you earn is an important part of finding the right loan.

Along with traditional income documentation, some jumbo programs offer alternative ways to qualify, such as using bank statements for self-employed buyers. I’ll help you understand which options may fit your situation and what we’ll need to get started.

Understand your options before you decide

Down payment requirements, loan amounts, and available terms vary by program. We can look at fixed-rate and adjustable-rate options, where available, and talk through how the payment and upfront costs compare.

You don’t need to research every program yourself. I’ll explain the differences, answer your questions, and help you make an informed choice.

Licensed in Arizona, California, Colorado, Florida, Idaho, Oregon, Tennessee, Texas, Utah, and Washington.

Loan availability and terms depend on borrower qualifications, property details, and program requirements.