LOAN OPTIONS

Home Loans for Self-Employed Buyers

You’ve put a lot into building your business. When you’re ready to buy a home, you deserve someone who takes the time to understand how you earn and what you’re working toward.

Whether you run a business, freelance, or work as an independent contractor, we can start with a conversation about your income, your plans, and the home you have in mind.

Your income deserves a closer look

When you work for yourself, your income may come from several places or look different from one month to the next. You might pay yourself a salary, receive distributions, or earn income through contracts.

I’ll take the time to understand how your business works and help you figure out what information we need to explore your financing options. You don’t need to know how to explain everything in mortgage terms. That’s something we can work through together.

Let’s explore your options

Being self-employed doesn’t automatically mean you need a special loan. The right starting point depends on your income, available documentation, and overall financial picture.

We’ll talk through the options that may fit your situation, including how income would be documented and what each option means for your payment and purchase plans.

Keep your business and your next home in mind

Buying a home is a personal milestone, but your business still has its own needs. We’ll talk about your down payment, the funds you’d like to keep available, and the monthly payment you’re comfortable with.

If you’re considering using business funds for your purchase, let me know early so we can discuss how that fits into the financing process.

Licensed in Arizona, California, Colorado, Florida, Idaho, Oregon, Tennessee, Texas, Utah, and Washington.

Financing is subject to eligibility, documentation, program availability and lender approval. This page does not constitute a commitment to lend.